The question of whether or not to hire a bankruptcy attorney Charleston WV is a question most people have had to grapple with. Sadly, very few have had the opportunity to weigh the pros and cons of filing for bankruptcy. For many, it is usually an after-thought after being ‘pushed to the wall’ or an unexpected occurrence of involuntary bankruptcy. First things first, what is bankruptcy? Though associated with a state of being unable to pay debts on time, bankruptcy is more than brokenness. It is a legal status which conclusion is reached after a due court process. As insinuated earlier, it can either be voluntary or involuntary. The former connotes filing of the petition by the debtor while the latter refers to the filing of the petition by the creditors. In both scenarios, the outcome is the same. We will however constrain ourselves to the former mode-involuntary bankruptcy. So, should I or should I not hire the services of a bankruptcy attorney? Now, there are advantages and disadvantages of filing for bankruptcy. To start with the disadvantages, bankruptcy places various limitations upon the person adjudged bankrupt. For starters, insolvency carries along with it a lot of shame and embarrassment. You are reduced to a “pauper.” Not that many people can take that positively. This is just a tip of the iceberg. Before you decide to hire a bankruptcy attorney Charleston WV, it is important to note that the state of bankruptcy will subsist for a period of around 10 years. It won’t go away that easy. Also, it is a serious impediment to your creditworthiness. You can actually forget about getting loans, running for public office, being a director in a company, getting tax refunds, obtaining mortgages – and the list goes on...