Now that you have been given a financial fresh start after hiring a bankruptcy attorney in Escondido who successfully filed and completed your Chapter 7 bankruptcy, it is time to start thinking about rebuilding your credit. Your credit score will slowly start to improve right after your bankruptcy is completed. Although it may take two to three years before you will be able to purchase a home again after a bankruptcy, having good credit will help you secure other types of loans with competitive interest rates.Follow some of these smart tips to help you begin to rebuild your credit and avoid the pitfalls that got you in trouble in the first place.Get a small credit cardOne good way to begin re-establishing credit is to apply for a secured credit card. These are cards which are secured by a bank deposit. Essentially, a secured credit card is a pre-paid credit card. You deposit $500 into an account and you are free to use the money as you see fit. If you cannot make the payments, you surrender the money in the account. By making regular monthly payments, you show future creditors that you have the ability to manage your monthly debts. That being said, most consumers following a bankruptcy can get an unsecured credit card with an available balance of a few hundred dollars, so tying up your money in an account for a secured card may not be so attractive. The point is, whether you get a secured or unsecured card, make regular monthly payments on the account.Avoid high cost lendersJust because you hired a bankruptcy attorney in Escondido and filed bankruptcy does not mean the only credit you can get is the worst kind. If you cannot secure credit immediately following a bankruptcy...